BUILT FOR THE TRADES • 50 STATES

Workers comp doesn't pay your mortgage. This does.

The Insurance That Pays YOU When You Can't Swing The Hammer Anymore.

Roof. Hands. Back. Knees. Lungs. Your whole career is one bad day away from being over. Get hurt — the policy cuts you a tax-free check while you're still here. Your family still gets the rest. Built for guys who actually work for a living.

CONSTRUCTION PLUMBING ELECTRICAL HVAC WELDING ROOFING IRON WORK CARPENTRY MASONRY CONCRETE EXCAVATION DIESEL MECHANIC
REAL CLIENT • REAL INJURY • REAL PAYOUT

John Snyder. Got injured on the job. Filed his claim.

John works hard for a living, like you. He got hurt and couldn't work. Filed a claim under his IUL's living benefits. Check landed in his mailbox within a week.

~$150,000 — TAX FREE

BOOK YOUR FREE 15-MIN STRATEGY CALL

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15 minutes. Free. We model your situation. You decide.

You get paid to work. If you can't work, you don't get paid.

Roofers fall. Welders burn. Plumbers blow out their back. Electricians get shocked. Iron workers slip. And the body — the body gives out eventually anyway. You don't get rich in this game. You just survive each job and hope the next one starts on time.

And here's what most guys in the trades don't realize until it's too late:

  • Workers comp replaces a portion of your wages — and only if the injury is clearly job-related. Doesn't pay the mortgage. Doesn't pay the truck note.
  • Health insurance covers SOME of the medical bills — not the lost income, not the time off
  • Cash savings runs out in 3-6 months for most working families
  • Short-term disability (if you even have it) usually replaces 60% — taxable — and runs out
  • "My buddy got hurt and it was fine" — until it's you, and the contractor lawyers up, and the comp claim drags 18 months

Your body IS your business. Protect the business.

THE THREE JOBS — IN ORDER OF IMPORTANCE

One Policy. Three Jobs. Built For Guys Who Work With Their Hands.

01 / WHAT MATTERS MOST TO YOU

Living Benefits — pays YOU if YOU get hurt or sick

Major injury. Cancer. Heart attack. Stroke. You access a chunk of your death benefit while you're still here — tax-free, no restrictions, no permission needed. Use it for the mortgage. The truck. The kids. Recovery time. Whatever the comp claim doesn't cover.

02 / WHAT YOUR FAMILY NEEDS

Permanent Death Benefit — your family's safety net forever

Term ends. Workers comp ends. Workplace coverage ends the day you stop working. This doesn't. Funded right, it lasts your entire life and pays your family the day you pass — guaranteed.

03 / CHERRY ON TOP

Tax-Free Cash Value — wealth you can actually touch

You don't get a pension. You don't get a 401(k) match. This is YOUR retirement vehicle — cash value that grows under favorable tax treatment and you can borrow against for a house, a truck, your kid's college, or to actually retire from the trade before your body gives out. The bonus, not the reason — but it's the bonus most tradesmen never get.

SHOW ME MY STRATEGY CALL →
YOUR FREE STRATEGY CALL — STACK

Here's exactly what you get on the call:

All free. No obligation. 15 minutes. Booked around your job site.

  • ✓Custom IUL illustration built for YOUR age, trade, and goals
    $250 value
  • ✓Workers comp vs Living Benefits — side-by-side breakdown of what you'd ACTUALLY get
    $200 value
  • ✓Injury scenario for YOUR family — what happens to the mortgage if you're laid up 6 months
    $300 value
  • ✓"The Tradesman's Living Benefits Playbook" — PDF you keep, even if we don't move forward
    $97 value
  • ✓Crystal-Clarity Guarantee — if you don't have a clear answer by end of call, I'll send you a $25 thank-you gift on me
    $25 GIFT
TOTAL VALUE
$872FREE
⚠ Limited: Only 12 strategy slots this week. Booked early morning, lunch break, or after 6PM. First come, first served.
CLAIM MY FREE STRATEGY CALL →
Takes 30 seconds. No pressure. No obligation.

"But what about…"

I already have workers comp.
Workers comp replaces a portion of your wages — not all of it — and only if the injury is clearly job-related. Get hurt off the job, get sick (cancer, heart attack, stroke), or have a claim disputed by the carrier — workers comp doesn't pay you a dime. This pays you no matter where or how the injury happened.
I'm 1099 / sub. I don't have benefits.
That's the whole point. You ARE your business. No paycheck the second you can't show up. We design these specifically for self-employed tradesmen — the policy IS your benefits package.
I've got pre-existing stuff. Back, knees, BP, weight.
Half the guys we cover come in with bad backs, blown knees, diabetes, high BP, sleep apnea. We shop the carrier that gives YOU the best offer — not the other way around. Most tradesmen qualify. Many at better rates than they expect.
It sounds too expensive.
Real numbers — most clients land between $200 and $500/month for full coverage. Some start at $100/month and build up. You spend more on truck fuel and lunch. This pays you back if you get laid up.
I need to talk to my wife first.
Bring her on the call. I model both scenarios together so you make ONE informed decision as a family. She'll have better questions than you anyway.
I want to think about it.
The call IS the thinking. There's nothing to commit to. You leave with a custom illustration and a clear answer. If it's not right for you, I'll tell you straight. I'd rather have a referral than a sale.
YEP — BOOK MY CALL →

Two clients. Two real claims. Two changed lives.

CASE 01 / JOHN SNYDER • TRUCKER INJURY

Got hurt. Couldn't work. Check landed in his mailbox within a week.

John is a working-class client of ours. He got injured and couldn't work. Filed a claim under his IUL's living benefits.

~$150,000 — TAX FREE — MAILED IN ~7 DAYS
CASE 02 / MELISSA HAMBY • ILLNESS CLAIM

Diagnosed with a serious illness. Carrier paid HER — family still gets the rest.

Melissa was diagnosed with a serious, qualifying illness. The carrier paid her directly — tax-free, no restrictions. Her family still gets the remainder of the death benefit when she passes. Two payouts. One policy.

~$500,000 — TAX FREE — TO HER NOW. REST TO FAMILY LATER.

Real clients, real claims. Names used with permission. Outcomes vary by carrier, policy design, qualifying conditions, and rider election.

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LICENSED IN ALL 50 STATES
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SAME-DAY RESPONSE
YOUR NEXT MOVE

Your body IS your business.
Protect the business.

Custom illustration. Injury-scenario breakdown for YOUR family. Booked around the job site. Plus a $25 gift card if you don't get clear answers.

CLAIM MY FREE CALL →
30 seconds to book. 15 minutes on the call. A lifetime of protection.